With the auto insurance mess being what QuotesChimp is in many states, some people have begun to suggest that the simplest and fairest approach to the problem is to incorporate insurance premiums into the price drivers pay at the pump for gasoline. Thus, those who drive the most will pay the most, which is fair since the more you drive, the greater the likelihood is that you will have an accident. This concept would also eliminate issues such as territorial rating, insurance cancellations, and the other areas of controversy that currently rage in the field of auto insurance. While we are not ready to endorse this proposal, we believe it is certainly worth investigating.